A PORTFOLIO DESIGNED WITH YOU IN MIND
Our values are aligned and rooted in your success, always.
We implement portfolios using science, structure, and discipline to deliver successful outcomes.
Novi Wealth Partners works with our clients to ensure that strategic asset allocation, asset location, and logic--not emotion- form the foundation for investing your investment plan. It is reassuring to have wealth. It is even more assuring to be able to keep and grow your wealth.
WE INVEST ON THE FOUNDATION OF FIVE CORE PRINCIPLES
Managing Risk and Behavior is Essential
Portfolio Design Matters Most
THE NOVI EXPERIENCE
Working with Novi Wealth Partners helps you make prudent investment decisions while avoiding the dangers of bad investment behavior. Our team has decades of combined experience. We keep you on track and settle for nothing short of excellence.
As fiduciary financial advisors we create an investment plan tailored to your personal financial needs while helping you focus on the elements that add value.
After the investment plan is drafted and approved by you, it becomes a guide, but is always a work in progress. We closely monitor the strategy for rebalancing opportunities to take advantage of movement in the market and improve your personal after tax return. Meeting with us regularly to keep us current with any changes in your lives will also help us keep your allocation relevant. To make sure you stay informed, we will send you quarterly performance reports that will help you understand where you stand financially and how you have performed against a related benchmark.
Quite simply, our Wealth Strategy is a better way to invest.
OUR WEALTH STRATEGY
We customize and implement your portfolio from the ground up to reflect your personal needs. We consider return expectations, risk tolerance, income and liquidity requirements, income tax situation, estate and wealth transfer planning, philanthropic intentions, and legacy aspirations. These criteria will assist us in charting the course for designing a wealth plan appropriate for your goals.
A BEHAVIORAL APPROACH
We avoid the pitfalls of emotional investing. Behavioral investing is letting your emotions influence your investment choices; believing you can beat the market. Investors have a strong tendency to overweight the importance of recent events and assume that recent trends will continue. It is OUR responsibility as your advisors to do what is in your best interest; making methodical rational decisions based on a wealth plan, not an emotional response.
SOPHISTICATED & INTELLIGENT REBALANCING
We invest in state of the art software that provides us the ability to monitor your accounts on a daily basis to take advantage of extreme market volatility. We use proprietary asset class thresholds and tolerance bands that allow us to rebalance your portfolio when it is right for you.
COMPREHENSIVE TAX MANAGED TRADING
Each one of your accounts is invested and traded using the most tax efficient strategies based on your personal income level. Tax-management is critical in maximizing portfolio returns. Asset Location preference is a tax minimization technique utilized by our firm. We recognize different types of investments have different tax consequences. Some have taxable interest income, while others are primarily taxed at capital gains rates. In addition, the timing of taxation varies by account type. All of these factors are taken into consideration when developing your investment plan.
STRATEGIC ASSET ALLOCATION
Asset allocation is the largest determinant of your portfolio's performance. How much you have invested in each asset class is more important than who is managing each asset class. Based on the wealth management plan, we start with the long-term asset allocation that is designed to provide the greatest probability of fulfilling your goals. We are constantly challenging our current strategy to make sure we are doing what is most appropriate for our clients. If we see the need for change the adjustment will be executed in a methodical manner to ensure the implementation is precise.
To speak with a wealth advisor about your investment options, please Contact Us to speak to a member of our team.